Miami Florida Uninsured / Underinsured Accident Lawyers

Uninsured and underinsured motorist claims involve motor vehicle accidents where the at fault driver does not carry enough insurance to fully compensate the injured party. An uninsured or underinsured motorist claim involves the injured person seeking compensation from their own automobile insurance carrier for the injuries suffered. The extent of the recovery available is defined by the amount of coverage bought.

Please call us now at (305) 285-1115 for a free evaluation.

How we help with uninsured and underinsured motorist cases

As your personal injury lawyer, we do all the work for you so you can focus on your physical recovery and getting back to life as usual.

We will set up your claim and investigate the accident. If the situation calls for it, we will ensure you see the right doctors in order to get an accurate diagnosis.  We also ensure your medical bills and records are handled properly. We ordinarily submit a demand package to the insurance company and handle all negotiations with your input.

What is a fair settlement? This is where many people lose out when they try to handle an insurance claim themselves. The insurance company is going to offer you as little as possible. If you don't know the real value of your case, you may accept less than you need and could receive.

We've handled hundreds of car accident, truck accident and motorcycle accident cases. We understand how to assess the value of your case, where to look for financial compensation, and how to negotiate with the insurances companies.

When uninsured motorist coverage comes into play

• If you are involved in a hit and run accident (whether you are in your vehicle or you are a pedestrian or bicycling).
• If you are hit by a driver who has no car insurance you can use your own uninsured and underinsured coverage to pay your medical bills, property loss, and pain and suffering. IF that driver has personal assets, we can also bring a lawsuit against them personally to recover money, but if a person doesn't have insurance, they usually don't have financial assets either.
• If you are injured by a driver who has a small amount of coverage, not enough to pay the full cost of your expenses, you can collect the total of the other driver's insurance and then collect the remainder from your own policy.
• Uninsured motorist coverage also comes into play in pedestrian and other accidents. 
• Please call 305-285-1115 to see if your situation involves uninsured motorist coverage.